Finance

The fintech industry has been experiencing a period of flux, with some companies cutting back on jobs while others, like Dutch challenger bank Bunq, are ramping up their hiring efforts. While many startups have chosen to reduce their headcount due to economic challenges and market conditions, Bunq is taking a different approach by planning to
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JPMorgan Chase shares experienced a significant drop of 5% following comments from the bank’s president regarding expectations for net interest income (NII) and expenses in 2025. There is concern that these expectations may be too optimistic, particularly in light of potential interest rate cuts by the Federal Reserve. JPMorgan’s president, Daniel Pinto, expressed skepticism about
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In a surprising move by top Federal Reserve officials, changes have been made to the proposed set of U.S. banking regulations that significantly reduce the amount of additional capital required to be held by the largest financial institutions. Originally introduced in July 2023 as the Basel Endgame, the regulations would have led to a 19%
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As opinions on the upcoming meeting of the U.S. Federal Reserve remain divided, Michael Yoshikami, CEO of Destination Wealth Management, has suggested that the central bank can afford to make a significant 50 basis point rate cut without negatively impacting the markets. He believes that a bigger cut would demonstrate the Fed’s readiness to act
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The year 2024 has seen a surge in exchange-traded fund (ETF) inflows, breaking monthly records. Managers are now speculating that this increase in inflows could be influenced by the money market fund boom before the end of the year. With over $6 trillion parked in money market funds, Nate Geraci, president of The ETF Store,
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Yi Gang, former head of the People’s Bank of China, emphasized the critical need for China’s policymakers to prioritize boosting domestic demand during the Bund Summit in Shanghai. This focus on domestic demand is crucial in combating deflationary pressures and reviving the sluggish economy. The emphasis on improving domestic demand is a strategic move to
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Visa recently announced plans to launch a dedicated service for bank transfers, aiming to streamline account-to-account (A2A) payments in Europe. This move is a strategic shift away from the traditional credit card and direct debit processes. The new service is expected to provide users with increased control and security over their payments. While Visa did
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