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As the U.S. Department of Education reignites its “involuntary collections” for federal student loans, a chilling reality emerges for millions of borrowers: an impending “default cliff.” Recent data from TransUnion reveals that in April, 31% of those with student loans and due payments have already entered a dangerous territory of “late-stage delinquency,” characterized by being
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In today’s society, the markers of adulthood have shifted significantly, particularly in the realm of financial independence. A recent survey by AT&T revealed that a staggering 76% of respondents consider coming off a parent’s cell phone plan as one of the most concrete signs of entering adulthood. This sentiment is indicative of a broader cultural
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The alarming findings of recent financial surveys reveal a troubling trend in the American landscape. With rampant inflation aggravated by tariffs and economic mismanagement, a growing segment of the population is experiencing a deep sense of financial insecurity. It is startling to learn that approximately 77% of Americans now feel financially vulnerable, a sharp rise
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The landscape of electricity pricing in the United States is undergoing a painful metamorphosis, one that threatens the very fabric of American households. As indicated in recent reports, electricity prices rose by a staggering 4.5% over just one year—an escalation that starkly contrasts with the cooling inflation rates of general consumer goods and services. This
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In an economic landscape increasingly dominated by inflation and rising interest rates, credit card holders are facing a financial storm. Recent data from LendingTree reveals that credit card interest rates have soared for three consecutive months, hitting the highest marks seen since December. The average annual percentage rate (APR) now exceeds 20%, while the average
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As the political landscape morphs with each passing legislative session, the impending discussions around the child tax credit (CTC) reveal startling truths about America’s priorities— or lack thereof. Although Senate Republicans are poised to pass President Donald Trump’s spending bill, the adjustments being considered for the CTC raise more questions than they answer. Proponents tout
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In an audacious attempt to democratize wealth-building, the Senate has retained a proposal within President Trump’s budget plan that establishes “Trump accounts,” a unique savings vehicle intended for children under eight years old. The initiative promises a one-time federal seed deposit of $1,000 per child, ostensibly to empower American youth by providing them with tools
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In the ongoing saga of American fiscal policy, the state and local tax (SALT) deduction has emerged as a profound symbol of inequality and political strife. As Senate Republicans unveil new details regarding President Trump’s much-anticipated spending package, the fate of the SALT deduction hangs precariously in the balance. Established through the Tax Cuts and
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