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As of the first quarter of 2025, the U.S. finds itself confronted by an alarming statistic: credit card debt has soared to an unimaginable $1.18 trillion. This staggering figure reverberates throughout the economy, affecting not just individual lives but also the fabric of society itself. Americans now carry an average credit card debt of roughly
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In a move that strikes at the heart of millions of Americans, the Trump administration is resurrecting plans to garnish wages from borrowers who have defaulted on their student loans—an alarming decision that undermines the very principles of support and relief established during the COVID-19 pandemic. With COVID-19 bringing unprecedented economic turmoil, many thought relief
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As the political landscape continues to shift in the United States, the child tax credit remains a flashpoint of contention that exposes deep ideological divides and social dilemmas. President Donald Trump’s multi-trillion-dollar tax and spending package is under the Senate’s magnifying glass, and the future of the child tax credit is anything but certain. With
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The passage of the House’s “One Big Beautiful Bill Act” by House Republicans—typically a source of optimism for some—reveals a stark and troubling reality for American families. This multi-trillion-dollar tax-and-spending package not only solidifies President Donald Trump’s 2017 tax cuts but also incorporates outlandish tax breaks that primarily benefit the wealthy. As Americans grapple with
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America is witnessing a tragic demographic trend: our fertility rate is at an alarming low of about 1.6 births per woman, well below the 2.1 threshold needed for a sustainable population. This stark statistic is not merely a number; it signifies a profound shift with potential implications that resonate through every facet of our society.
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As discussions heat up in the Senate regarding the proposed tax breaks set to be debated by Republicans, the weighty implications of these changes demand scrutiny. Touted as a boon for small businesses and the gig economy, the expansion of the Section 199A deduction seems poised to divert more substantial financial resources back into the
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In a move that many view as a reckless political ploy, the Trump administration has dismantled safeguards put in place to protect 401(k) investors from the tumultuous world of cryptocurrency. By rescinding the Biden administration’s cautionary guidance against allowing these volatile assets in retirement plans, the Trump Labor Department appears to prioritize ideology over the
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As the economic landscape continues to shift unpredictably under the influence of changing political policies, the educational aspirations of many families face increased pressure. With the S&P 500 experiencing erratic swings largely due to President Trump’s tariff strategies, families that have been meticulously saving for their children’s education are now left grappling with the impact
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