For years, the narrative surrounding international education in the United States painted a bleak picture. Politicians and policymakers claimed that foreign student enrollment was in decline, threatening America’s reputation as a premier destination for global talent. However, beneath this surface of concern lies a troubling pattern of misinformation. A crucial correction unveiled by Boston College’s
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In recent years, the narrative surrounding tariffs has been increasingly framed as a bold strategy to protect American industry and assert economic independence. Yet, beneath this rhetoric lies a brewing storm of unintended consequences that harm the very fabric of middle-class financial security. While policymakers tout tariffs as a tool for negotiation and “standing up”
The recent approval of the “one big beautiful” bill by House Republicans, spearheaded by President Trump’s legislative vision, appears at first glance to be a boon for taxpayers. Yet, a closer, more skeptical examination reveals a troubling truth: this legislation primarily privileges the already wealthy while doing little to address the broader economic disparities that
In recent years, the narrative around tax policy has often been shaped by promises of fairness and economic growth. However, beneath the veneer of these legislative maneuvers lies a stark reality: tax cuts, particularly in the form of deductions, perpetuate a system that privileges the affluent while sidelining the struggles of everyday Americans. The recent
The recent passage of a Senate bill claiming to bolster child tax credits masks the harsh reality that it fails to truly serve the families most in need. While on paper, the legislation appears to present a meaningful increase—raising the maximum child tax credit from $2,000 to $2,200—it is fundamentally a half-measure that leaves behind
The Senate Republicans’ recent attempt to push through an expansive domestic policy bill is a stark example of how legislative proposals can disproportionately empower the wealthy while simultaneously undermining the financial well-being of the most vulnerable Americans. Despite the grandiose name—”One Big Beautiful Bill Act”—this package is anything but beautiful for those struggling near the
Debt is not merely a personal financial burden—it’s a force that actively distorts career choices and stifles professional growth for millions of Americans. The widespread struggle with debt creates an invisible chain, tethering workers to jobs that fail to fulfill their aspirations, squeezing joy and innovation from their daily work lives. When nearly four in
After the pandemic-fueled binge of “revenge spending,” a surprising shift is emerging among American consumers. Increasingly, households are choosing caution over consumption, prioritizing saving over splurging. The U.S. personal saving rate recently climbed to 4.5%—a notable jump from the pre-pandemic levels below 3.5%. At face value, this signals a populace learning from past economic shocks,
As the U.S. Department of Education reignites its “involuntary collections” for federal student loans, a chilling reality emerges for millions of borrowers: an impending “default cliff.” Recent data from TransUnion reveals that in April, 31% of those with student loans and due payments have already entered a dangerous territory of “late-stage delinquency,” characterized by being
In today’s society, the markers of adulthood have shifted significantly, particularly in the realm of financial independence. A recent survey by AT&T revealed that a staggering 76% of respondents consider coming off a parent’s cell phone plan as one of the most concrete signs of entering adulthood. This sentiment is indicative of a broader cultural